Author: adminpro

  • Retirement Destinations- Things to Consider

    Retirement brings about a lot of freedom for retirees. One of those freedoms that many people quickly take advantage of is the freedom of geography, the ability to relocate to wherever they’d like. Many people have dreamed of a certain destination for years, while others may still be searching for that perfect spot. Whether your…

  • Retirement Planning Microscope Moves to the 20’s

    As time moves onward, a lot of the retirement conversation has shifted. Many discussions no longer revolve around you Baby Boomers. Now, the eyes are on the younger investors, your children. They say hindsight is 20/20, and it seems that many of the twentysomethings have seen the retirement struggles of their parents’ generation all too…

  • What’s Even Better than Index Funds?

    Dan Solin helps us to understand first of all why index funds are better than actively traded funds. Then he goes on to explain why there is an even better way to invest than index funds. We call it institutional funds, he calls it passive asset class investing. Here is part of the article he…

  • Retirement & Your Budget: Debits and Credits

    Just like any major life event, retirement will bring about a lot of unexpected changes. Many of these changes will be in lifestyle, hobbies, or location, but the most worrisome for retirees are the unexpected changes with their financial situation. If you are like most of our clients, you have planned well for your retirement,…

  • 4 Tips for Deducting Charitable Donations from Your Taxes

    Even though the U.S. is steadily rebounding from the recession, times are still tough. According to the Bureau of Labor Statistics, the unemployment rate is still hovering around 7%. And the gap between the poverty line and the middle class continues to widen. It can be a stretch for households to donate to the less…

  • The Top 4 Free Budgeting Apps

    These days, people literally hold their finances in their hands. Whether it’s making purchases, accepting small business payments, or simply checking account balances, personal wealth has gone mobile. With the speed and ease of transferring money on the go, it’s increasingly difficult to keep tabs on your budget—much less your larger financial goals. Fortunately, the…

  • Market Timing Doesn’t Work

    This article is from the Wall Street Journal, which encourages market timing in almost all of their articles. But this article proves that market timing is detrimental to your portfolio performance. “Will investors ever stop underperforming their own investments? Consider Pimco Total Return, the giant bond mutual fund run by the renowned investor Bill Gross.…

  • Dan Solin- “The Best and Worst Investment Advice”

    This is one of the best articles I have seen on the financial industry. Dan Solin puts it in plain terms so we can all understand. “This is a busy time for financial journalists and advisers. The government shutdown and the looming prospect of an unprecedented default by the U.S. Treasury in meeting its obligations…

  • The Student Loan Bubble

    Call it a bubble, call it a catastrophe, call it whatever you’d like, but student loan debt has become an increasingly large burden and more and more people are starting to notice. The issue was most recently highlighted by our largely stagnant Congress who allowed the subsidized loan rates for undergraduates to double to 6.8%…

  • Stay Away from my 401K

    It is no secret that our countries federal deficit is quite steep, but is retirement savings the correct place to look for money to reduce this problem? Currently, Congress is strongly considering removing all or part of the tax incentives, including pre-tax contributions, for 401(k) plans. This is viewed as a method to increase federal…