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The Power of Compound Interest
A dollar is worth more today than it is tomorrow, and with the help of compound interest, that couldn’t be truer. This concept is often referred to as the “time value of money” and it shows us that those who are too hesitant to invest their money are in fact, choosing a negative investment. It…
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What to do during a Stock Market Crash
So the stock market has hit “bear market” territory over the last few weeks which is a 20% drop from the previous high. And many people are panicked! But panicking after a big drop in the market can be very bad for your long term retirement account. Especially if that panic involved pulling your money…
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How Good Were Stocks in 2017
International stocks continued the hot streak and finished the year well ahead of US stocks, while both categories did much better than Bonds. The following is an excerpt from the Matson Money quarterly statement. “The 4th quarter of 2017 saw a continued increase in broad equity markets, both domestically and internationally. U.S. stocks grew by…
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5 Bad Money Saving Strategies
With 2015 now gone and the clean slate known as 2016 is here, many of us plan to save more money this year than we did last year. In order to be able to put money away money towards retirement, we have to be able to save some of the money we are bringing in. …
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What is an Investment Coach?
What is a coach? When it comes to investing, most investors (even Warren Buffet had a coach—Ben Graham) could benefit from a coaching relationship. However, for the coaching relationship to be a successful one, the individual must give permission for the coach to “coach!” Absent that permission the coaching experience will fail! A coach, aside…
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Life Insurance 101
The subject of life insurance may not sound all that exciting, but it is an extreme benefit to those who have it. A lot of people think that since the concept of life insurance is simple, the products are simple as well. That is not true at all, especially today where there are so…
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Considering Buying Gold? Read This First
We have all seen the advertisements and headlines that keep telling us that investors need to flee to safety and buy gold. They will tell us that the stock market is going to crash worse than last time, and that investors need a hedge to inflation with gold. They will say it with charisma and…
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Who Should You be Getting Investment Advice From?
If you are looking for advice on investing, you can look just about anywhere and get some opinion. It is important to understand the reason behind the advice that someone is giving, and also the education and evidence behind the advice given. Suitability Vs Fiduciary Brokers/life insurance agents/banks that offer investment advice have an obligation to…
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Second Quarter Market Recap
The second quarter saw continued small increases in the stock market almost across the board. The only real loser is the owner of long term fixed income, as rates increased bringing prices down rapidly. The S&P 500 Index (Large Cap Stocks) rose 0.28% in the quarter, extending its streak to ten consecutive quarters of positive gains.…
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The Worst Investment Advice Ever
I go online to check Yahoo Finance everyday to see how the stock market and other markets are doing. I try to stick to the numbers and real information, and avoid the headlines and articles most of the time. But, about a week ago this was the headline that couldn’t be missed. Economist Predicts: “The Greatest Stock…
