Category: Retirement

  • Why Your Retirement Dollars Might Fall Short

    Subscribe to our weekly blog Predicting the future is a rough sort of business to find yourself in, especially with a world that’s been changing more and more rapidly with every passing day.  Unfortunately a lot of people planning for retirement find themselves having to do this  very thing, having to try and figure out what directions the…

  • How to Maximize Your Social Security Benefit

    Subscribe to our weekly blog You have worked hard and are finally ready to enjoy your golden years aka retirement. And yes, you have also planned and saved for these future retirement years. Maybe you planned many years ago or maybe you planned just recently; but either way, you probably factored in the boost offered…

  • Seven Questions to Ask Before Investing

    Subscribe to our weekly blog We have all heard of the seven deadly sins, things that you should never do or you risk the harshest of punishments. But many people don’t know about the seven deadly questions, involving your investments. There are seven questions that one must answer before beginning to have peace of mind…

  • 5 Basic Tips for Creating a Solid Retirement Plan

    We all know what the retirement picture is supposed to look like.  We spend our whole life working toward that magical retirement age when your golden years begin–the hobbies, the travel, spending time with your grandchildren.  However, with a rocky economy and volatility in the markets your picture might not be so clear. Consider these…

  • Investing in a Roth as Part of College Education Planning

    A Roth IRA can be a smart way to save for a child’s education or fund continuing education classes. However, the key is to maintain the right amount of risk depending on when the money will be used for college expenses. Education Planning doesn’t have to be complicated, especially with the guidance of a respected…

  • Five Essentials for Early Retirement Planning

    Who wouldn’t want to retire early and pursue their own goals and desires? The problem is that without sensible retirement planning it can be difficult to save up enough to retire at 65 and even harder to get to that point early. To help, here are five things you can do to help get yourself there…

  • Estate Planning and Investing for Retiring Baby Boomers

    Some baby boomers are skeptical about the stock market after being burned during the downturn 2008/2009. Now that the stock market has been booming for several years, it may be time to consider a financial planner who understands estate planning and investing as you close in on retirement. Having a will set up and assigning a…

  • Do You Qualify for this Investing Tax Credit?

    The Saver’s Credit: almost a well-kept secret? It’s becoming increasingly difficult for low to middle-income families to save; however, the IRS allows a Saver’s Credit that could mean a $1,000 tax credit. Of course, it depends on the tax filer’s status as well as their adjusted gross income, or AGI.  The tax benefit is to…

  • Millennials and Their Money: 3 Tips for Overcoming Investing Fears

    When it comes to Millennials and their money, most Americans ages 18 to 29 would rather sit on a boat load of cash. They have a sinking feeling that investing in the stock market is like boarding the Titanic. According to a recent Bankrate.com study cited by a recent The Street article, younger people prefer…

  • 3 Reasons to Roll Over an Old 401K to an IRA

    After leaving a company, former employees can usually opt to keep their 401K or move the money over into a Rollover IRA. The benefits of rolling over old employer 401ks often outweigh the negatives. 1. Opening up new opportunities Most 401K or company-sponsored retirement plans offer only a small selection of mutual funds, target-date funds…