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How to Pick the Best Stocks
You think you can pick winning stocks consistently, and I’m here to tell you that you can’t. But even if I cannot convince you that you can’t pick stocks, I hope to at least convince you that it is not in your best interest to try. We look at examples like Warren Buffet and see…
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Is your Investment Advisor a Bully?
Wall Street Bullies are not just found in New York City, they are found in investment brokerages throughout the country. In fact, your investment guy, might just be a wall street bully. I explain a Wall Street Bully as an individual or institution that uses fear, greed, intimidation, and misleading information to get an investor…
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Are you using Modern Portfolio Theory in your Investing?
Many people are scared of investing in stocks because they have heard that they are very risky. Then on the other hand you have people who take investing risks that they don’t need to take in order to try to get a higher return. Well today I hope to answer some questions for people on…
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Should You Rollover Your Old 401k?
After leaving a company, former employees can usually opt to keep their 401K or move the money over into a Rollover IRA. The benefits of rolling over old employer 401ks often outweigh the negatives. 1. Investing Efficiency Most company sponsored 401k plans offer only a small selection of mutual funds, target-date funds and company stock.…
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Saving for Your Children’s College: ESA vs 529
“According to the College Board, the average cost of tuition and fees for the 2017–2018 school year was $34,740 at private colleges, $9,970 for state residents at public colleges, and $25,620 for out-of-state residents attending public universities.” 1 If you are looking into opening up an account for your child to help save some money…
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If You Made Less Than $63,000 Last Year, Read this Before You File
It’s becoming increasingly difficult for low to middle-income families to save; however, the IRS allows a Saver’s Credit that could mean a $2,000 tax credit per family. Of course, it depends on the tax filer’s status as well as their adjusted gross income, or AGI. The tax benefit is to increase the incentive for lower…
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3 Tips for Millennial’s Looking to Invest
When it comes to Millennial’s and their money, most would rather sit on a boat load of cash. They have a sinking feeling that investing in the stock market is like boarding the Titanic. According to a recent Bankrate.com study cited by a recent The Street article, 1. younger people prefer bank accounts over stock…
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Quarter 3 Stock market Update
The following is from Matson Money Quarterly Statements. It is a good reminder to focus on long term historical returns rather than panicking about short term returns. “The 3rd quarter of 2018 saw domestic equity markets hit all-time highs, meanwhile outside of the U.S., the decline in international markets that persisted in the first two…
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Keep these 3 Rules and You Will Be a Successful Investor
Investing can be very complicated and confusing, but it also can be very simple. Today I am going to try to simplify investing with these 3 rules. 1. Own Equities Equities is just another word for stocks. Why is this the first and most important rule? Stocks have historically out performed fixed income (Bonds/Money Market/Savings…
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What are the Cost’s Associated with Investing?
There are many different ways in which costs are charged to your investment portfolio. Many of these are hidden and are basically untraceable. Today we are going to discuss a few of the hidden costs, and a few of the transparent costs. Costs you should know about Management Fee/Commission Whoever your investment advisor is is…
