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Bad Markets in January?
The market return in January was down, especially when comparing it to the wonderful returns we all received in 2013. You might be thinking, is this the beginning of a bear market. Should you panic. The answer is no to panicking. The market will do its thing in the short term but if you are…
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What’s Even Better than Index Funds?
Dan Solin helps us to understand first of all why index funds are better than actively traded funds. Then he goes on to explain why there is an even better way to invest than index funds. We call it institutional funds, he calls it passive asset class investing. Here is part of the article he…
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Market Timing Doesn’t Work
This article is from the Wall Street Journal, which encourages market timing in almost all of their articles. But this article proves that market timing is detrimental to your portfolio performance. “Will investors ever stop underperforming their own investments? Consider Pimco Total Return, the giant bond mutual fund run by the renowned investor Bill Gross.…
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Dan Solin- “The Best and Worst Investment Advice”
This is one of the best articles I have seen on the financial industry. Dan Solin puts it in plain terms so we can all understand. “This is a busy time for financial journalists and advisers. The government shutdown and the looming prospect of an unprecedented default by the U.S. Treasury in meeting its obligations…
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“Main Street Money” Summary
Here is a small clip summary of Mark Matson’s book “Main Street Money” “You may not know me – but I know you. Or, at least, I know of most of you. Chances are you’re one of the 95 percent of Americans who are destined to retire broke. It’s not really your fault. Goodness knows…
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Market Timing: Risk vs. Reward
For first-time investors, putting money into the stock market may seem like an intimidating task. You may be asking yourself, what happens if you put your money in at the wrong time? How do you know when to take money out or switch to treasury bills? While at first glance it may seem, in order…
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Pitfalls of Personal Investing
With the proliferation of the Internet and continued expansion of online investment tools, the role of a certified investment advisor is now of crucial importance. Personal investors have access to more information than they ever have before, but wading through the data to find that path to success still requires the eye of a trained…
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Realistic Retirement
Realistic Retirement: Leveraging expectations with reality. Our culture builds a certain degree of optimism around the concept of retirement—people always ‘can’t wait until they can retire’ and it’s a constant goal to be financially stable enough to do so. A lot of recent and near-future retirees go into retirement with something of an impossible idealism…
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Are you Gambling or Investing?
We’ve all heard the old adage that investing in the market is the same thing as gambling. With America’s #1 wagering event, the Super Bowl, still fresh in our memories, it seems like a good time to take a look at the truth behind that statement. According to mint.com, $87.5 million worth of legal bets…
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Stockpicking?
There are so many unknown variables when picking individual stocks (literally trillions), that is why it is impossible to consistently guess which ones are going to go up or when they are going to go down. The lure for stock speculators is similar to the gambler… the excitement that is felt and experienced when they…
