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The Top 4 Free Budgeting Apps
These days, people literally hold their finances in their hands. Whether it’s making purchases, accepting small business payments, or simply checking account balances, personal wealth has gone mobile. With the speed and ease of transferring money on the go, it’s increasingly difficult to keep tabs on your budget—much less your larger financial goals. Fortunately, the…
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Market Timing Doesn’t Work
This article is from the Wall Street Journal, which encourages market timing in almost all of their articles. But this article proves that market timing is detrimental to your portfolio performance. “Will investors ever stop underperforming their own investments? Consider Pimco Total Return, the giant bond mutual fund run by the renowned investor Bill Gross.…
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Dan Solin- “The Best and Worst Investment Advice”
This is one of the best articles I have seen on the financial industry. Dan Solin puts it in plain terms so we can all understand. “This is a busy time for financial journalists and advisers. The government shutdown and the looming prospect of an unprecedented default by the U.S. Treasury in meeting its obligations…
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The Student Loan Bubble
Call it a bubble, call it a catastrophe, call it whatever you’d like, but student loan debt has become an increasingly large burden and more and more people are starting to notice. The issue was most recently highlighted by our largely stagnant Congress who allowed the subsidized loan rates for undergraduates to double to 6.8%…
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Stay Away from my 401K
It is no secret that our countries federal deficit is quite steep, but is retirement savings the correct place to look for money to reduce this problem? Currently, Congress is strongly considering removing all or part of the tax incentives, including pre-tax contributions, for 401(k) plans. This is viewed as a method to increase federal…
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Obama Care and Small Business
At times, it seems like it’s been forever since the Affordable Care Act (ACA)—more commonly known as Obamacare—was signed into law; the president’s flagship legislation raised a few eyebrows when it was first announced, and has been embattled ever since. As it stands, the Affordable Care Act is being implemented in phases, so we may…
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Dan Solin “Learning From Brazil”
This is a very interesting article from Dan Solin on the investors take on what has happened in Brazil. “Let’s take a journey back in time to 2005. Your broker calls you with exciting news. His firm has just issued a comprehensive report concluding that Brazil is likely to become one of the fastest-growing economies…
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A Brief History of Money
As credit and debit cards gradually take over the sphere of purchasing, money becomes less and less a physical thing. Whereas a decade ago satirists were drawing images of moguls swimming in a sea of bills, this satire is shifting to illustrate these same moguls now depositing checks with too many zeroes into overseas bank…
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“Experience Counts Except When Selecting Mutual Funds” Dan Solin
This is a recent article from Dan Solin. He is right on! “Who can quarrel with the value of experience? We want to be sure our doctors are well experienced in treating our illness, and we want to fly with pilots who have experience in the cockpit. Most people would prefer an experienced travel guide.…
