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Should You Be Dollar Cost Averaging?
Today we are going to discuss dollar cost averaging (DCA) and how it is most likely helping your retirement portfolio. “Dollar Cost Averaging- The technique of buying a fixed dollar amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are low, and fewer shares…
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What to do During a Stock Market Crash
So the stock market has officially had a “correction” over the last few weeks which is a 10% drop from the previous high. And many people are panicked! But panicking after a big drop in the market can be very bad for your long term retirement account. Especially if that panic involved pulling your money…
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Why You Might Want to do a Roth Conversion in 2018
The new tax changes for 2018 have many people looking into Roth Contributions and Roth Conversions. The main reason being, with lower tax brackets for the next several years, there is less of a reason for getting tax breaks now, and more of a reason to get tax free growth for the future. No…
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How Good Were Stocks in 2017
International stocks continued the hot streak and finished the year well ahead of US stocks, while both categories did much better than Bonds. The following is an excerpt from the Matson Money quarterly statement. “The 4th quarter of 2017 saw a continued increase in broad equity markets, both domestically and internationally. U.S. stocks grew by…
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Is It Now Safe to Invest in the Stock Market?
All time highs and continued growth in the stock market seem to scare investors. You can hear fears of a pull back on any media outlet you prefer. But Perhaps one of the biggest challenges that investors face is determining if “right now” is a safe time to invest (meaning not just the present, but…
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2017 Stock Market Update
The stock market has continued to have success. The big surprise of the year continues to be international stocks. The Matson Money International Stock fund is up 21.89% this year, compared to the Matson Money US Stock Fund which is up just 8.27%. The following is from the Matson Money quarterly update. “The 3rd quarter…
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The Surprising Reason You Shouldn’t Buy the Best Mutual Funds
It seems like common sense to buy a product that is popular or seems to be doing well. For example, a few of my friends will be buying the new I Phone X, largely because Apple has a proven track record of making successful and innovative phones. As consumers, that is what we look for…
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Buy Apple Stock, or Diversify?
Diversification seems to be a buzzword that is thrown around by investment gurus way too often. It is a feel good word that advisors use to sound intelligent and sophisticated. That is fine and all, but most investment advisors and their clients do not even understand what true diversification in an investment portfolio really means.…