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Is it Safe?
Perhaps one of the biggest challenges that investors face is determining if “right now” is a SAFE time to invest (meaning not just the present, but any time). What makes it difficult for investors is a twofold issue: first, is a lack of historical knowledge and perspective, and second, their own emotions. Actually, if one…
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Tax Time IRA Answers
Let’s take down the age old question of “Should I invest in a Roth IRA or a Traditional IRA?” Before I jump into this, you must know that neither one is a bad choice, and it all depends on your situation and goals. Both accounts are considered “Qualified Accounts”, meaning they have tax advantages over…
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Second Quarter Market Returns
There have actually been complaints in the media and news about how “boring” the stock market has been so far this year. Boring is bad in sports, but in the stock market it is usually a good thing. There has been slow but steady growth in every single sector and sub sector of the market…
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What is a Hedge Fund?
Are you missing out on the supposedly huge amount of profits to be made by investing with a “Guru” in his Hedge Fund? Hedge funds are like mutual funds, but they are managed by self titled experts who charge an enormous fee to try and beat the market. Hedge funds and Investing Guru’s are built…
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3 Things to Consider When Preparing Your Will
A death in the family is traumatic and stressful, and something which all affected must come to terms with in their own way and in their own time. Unfortunately, it’s also usually the time during which emotions are running at their highest when family members need to come together and agree. In this ‘perfect storm’…
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5 Money Saving Strategies to Avoid
We’ve all done it. Spent more than we wanted to all in an effort to get a great deal. With all the offers floating around promising to help you save money, here are 5 to avoid: 1. Buying in bulk. While buying in bulk can be a cost-effective budgeting strategy, often consumers end up buying…
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Market Timing: The Myth
So what is market timing and are you losing returns because your money manager is doing it? Or even worse, have you been caught doing it all on your own. According to Investopedia, market timing is “The act of attempting to predict the future direction of the market, typically through the use of technical indicators…
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Bright Future for Small Businesses
According to the U.S. Small Business Administration, small businesses represent more than 99 percent of all U.S. employers and have created 65 percent of new jobs in the past 17 years. It’s obvious how incredible their impact is on America’s economy. And it’s only getting bigger. Confidence in U.S. small businesses has climbed to its…
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5 Life Insurance Myths Busted
Life insurance may not sound all that exciting, but when you do stop to think about life insurance and you, it’s not uncommon to assume that since the concept of life insurance is simple enough, so too are the products. It’s also fairly easy to rationalize the things you really don’t understand about life insurance,…
